Mona Lending
Since 1993, we at MonaLending have been trying to...
Empower your financial future
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  • $5,000 Closing Cost Credit

    We offer up to $5,000 to help with closing costs for certain purchase loan programs.
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  • Standalone Digital Heloc

    A standalone digital Home Equity Line of Credit (HELOC) is a revolving line of credit secured by your home’s equity, offered by lenders with a fully or primarily online application process. 
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Loan Programs by MonaLending

Purchase Loan

Whether you are buying your dream home, investment properties, farmland, an apartment building, office buildings or shopping center and any other type of property for personal or business use — our teammembers will facilitate in making it easier for you to secure the right mortgage. We have many loan options available to us to match your financial prowess and goals.

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Refinance Loan​


If you have an existing mortgage on a property that you want to change—be it for getting a lower interest rate, changing the loan term, accessing cash out too use personally or changing into another loan program—you have our team of experts at your disposal.

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Second Loan

If you're simply looking to raise some cash and would be willing to use your property as collateral, then the best option is likely keeping your existing loan if you have a much better rate and term deal than what's available in the market today while simultaneously applying for a junior loan—either a second or even third mortgage. Our team of professionals is available to provide you with additional information.

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Heloc Loan

A Home Equity Line of Credit (HELOC) is basically a credit card that is secured by whichever property you decide to commit. HELOC limits are typically much higher than for credit cards, and the interest rates are a lot lower. This amount will vary depending on your remaining balance at the time. They typically have a variable interest rate that is tied to the Prime Rate.
Contact our Experts for Further Details

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