Find the Right
Home Loan for Your Future

Whether you're buying your first home, refinancing, or exploring your options, Mona Lending is here to help you every step of the way.

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  • 30+ Years Experience
  • California Licensed Broker
  • Free First Consultation
  • Residential + Commercial

Find the Right Loan for Your Goal

Explore our most popular loan programs and find the one that fits your needs.

Why Mona Lending

More than a lender — we're your trusted partner in the home financing journey.

  • Trusted guidance backed by experience

    With over 30 years in the mortgage industry, recommendations are made with long-term outcomes in mind.

  • Efficient, well-managed loan process

    Clear documentation and organized timelines help reduce delays and keep the process moving smoothly.

  • Access to competitive lending options

    Our lender network allows us to identify rates and terms aligned with each client's financial profile and goals.

  • Experience with complex and non-traditional cases

    We regularly work with scenarios that require deeper analysis beyond standard loan applications.

  • Personalized support from start to close

    Clients work directly with a knowledgeable mortgage specialist throughout the entire process.

Our Simple 4-Step Process

From your first conversation to closing, we make it easy.

  1. 1. Tell Us Your Goal

    Let us know what you're looking for.

  2. 2. Review Options

    Get the best loan programs for your situation.

  3. 3. Choose the Right Path

    We'll guide you through every detail.

  4. 4. Close With Confidence

    Move into your future with peace of mind.

Featured Programs & Offers

Take advantage of our special programs and current opportunities.

Digital HELOC

A line of credit against the equity you already have, opened online instead of on paper.

Learn More: Digital HELOC

What Our Clients Say

Real people. Real experiences.

Mona is just the best . I have been using her services for my home loans since 20 years ago . She has lots of experience and she is sweet.

Patricia Google review · August 2026

Working with Mona Dehmohseni to buy our first home was the best decision we could have made. Navigating state assistance programs like CalHFA can feel overwhelming and complicated, but she made the entire process clear, structured, and stress-free. She took the time to explain every detail of the down payment assistance options, kept us updated at every step, and answered all our endless questions with patience and professionalism. If you are looking to buy a house in California using a specialized loan program, you need an experienced guide like Mona in your corner. Highly recommended!

Lourdes Bucaro Evora Google review · August 2026

I've been working with AML since 1999, and I can confidently say they are absolutely amazing! Mona is a phenomenal lender — extremely experienced, knowledgeable, compassionate, and kind. She truly cares about her clients and always takes the time to place buyers in the best loan program that fits their specific needs. As a Realtor with over 25 years in the business, I deeply value strong lending partners, and Mona consistently delivers professionalism, integrity, and results. Highly recommend!

Veronica Alcazar Google review · February 2026

Mona is very nice and professional. She definitely gets the job done. I will recommend her to everyone i know.

Mike Garcia Google review · February 2026

5.0 out of 5 on Google (5 reviews) · Read our reviews

We Speak Your Language

Our team is here for you in English, Persian and Spanish.

  • English
  • فارسی
  • Español

Have Questions?

Check our FAQ section for quick answers to common questions.

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Get in Touch

Contact Us

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Call 800-990-9346