Step 1 - Secure Upload
Step 2 - Run Credit
To start your pre-approval certificate, we first run your credit through our credit provider. A Fannie Mae or Freddie Mac pre-approval requires a hard-pull credit report. After that, you turn in your mortgage application and all supporting documents through the secure upload portal. After reviewing, a loan officer will contact you to talk through your options and finalize your application. You are then issued a certificate of pre-approval.
Step 3 - Rapid Score
If your credit score is not where it needs to be, we can help you with Rapid Score.
Step 4 - Receive your pre-approval certificate